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Personal Loans imgPersonal Loans

Mid Penn Bank offers personal loans designed to meet your specific financial needs.  

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Personal Loans  Calculator 2

Use your personal installment loan to:

  • Purchase vehicles (car or motorcycle)
  • RV or boat purchases
  • Consolidate credit card debt
  • Calculate Your Payment


Flex Line of Credit   Calculator 2

Use your Flex LOC for:

MPB Personal Protection Line of Credit  Calculator 2

Mid Penn Bank's Personal Protection Line of Credit is designed specifically to be linked to your checking account as overdraft protection.

For more information about overdraft protection, please click here.


Home Equity Line of Credit (HELOC)   Calculator 2

A HELOC is specifically designed to serve the needs of qualified home owners as an alternative to traditional loans. Using your primary residence as collateral, you borrow from the equity you’ve established. You can also use your HELOC as overdraft protection.

  • Access funds easily by writing a check or transferring the money online
  • Use for large expenses (home improvements, education, vacations, etc.)
  • Use the money now or later (be prepared for an unexpected expense)
  • The interest you pay is typically tax deductible1

Learn more about overdraft protection

Check current rate information

1 Consult a tax advisor

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Home Equity Loans  Calculator 2

By using the equity you’ve built up in your primary residence, a fixed rate Home Equity Loan is the perfect way to borrow money for fixing up your home, paying for college or any other borrowing need you may have.

  • Make home improvements
  • Consolidate your debt
  • Fund an important purchase
  • Help pay for major expenses like college or medical bills
  • The interest you pay is typically tax deductible1

Check current rate information 

1 Consult a tax advisor

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Refinancing  Calculator 2 

If you are in the market for a better mortgage rate or term, consider talking to our experts about refinancing. Our team will make every effort to find the solution that is best for you. To learn how a better rate or term can improve your finances, visit the Federal Reserve Board’s Guide to Mortgage Refinancing.

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Mortgage Loans  Calculator 2 

Whether you are buying your very first home or building the home of your retirement dreams, rest assured that getting your mortgage from Mid Penn Bank will be simple and fast.

See today's low mortgage rates.


Getting pre-qualified for a mortgage loan puts you in control of the home-buying process: 

  • Simplify your search by knowing exactly how much home you can afford
  • Send a message to prospective sellers that you're serious and ready to buy
  • Speed up your loan approval
  • Calculate Your Payment

Download a mortgage pre-qualification application.

Types of Mortgages

Mid Penn Bank offers mortgages for new home purchases, refinancing of existing mortgages, and new construction properties.

  • Fixed Rate Mortgages - guarantees you a fixed rate with equal monthly payments for the entire term of the loan.
  • Adjustable Rate Mortgage (ARM) - your interest rate and payment amount can change periodically.  The interest rate is based on an index, such as a Treasury Bill average yield, plus an interest rate margin. The payments can change (increase or decrease), based on changes in the interest rate. (Hazard insurance required for loans secured by residential real estate.)
  • First-time Home Buyer Mortgage – a fixed-rate loan without mortgage insurance for qualified individuals*. View our first-time home buying tips here.
    (*Must meet qualifying guidelines.)
  • Construction Mortgages - specific loan arrangements that work with the complex process of building a single-family home.
  • Jumbo Mortgages - finance your home purchase or refinance your loan over $417,000 with our competitive rates.
  • VA Mortgages - eligible veterans can finance up to 100 percent of the purchase price of many homes without having to pay mortgage insurance.
  • FHA Mortgages- government-backed loan featuring a low down payment and no maximum income limitations.
  • USDA Rural Development Loans - backed by the United States Department of Agriculture, eligible citizens can finance up to 100 percent of the purchase price of homes in designated rural areas.
  • Pennsylvania Housing Finance Agency Mortgages - qualified low- and moderate-income borrowers can take advantage of competitive interest rates and lower fees and closing costs (offered only to Pennsylvania residents).
  • Investment Property Mortgages - loans available for non-owner occupied homes.

For more information on these mortgage loans, please contact one of our mortgage bankers:

Angela Shifflet
Mortgage Originator
NMLS #112189
717-756-9787 (cell)

Mark Bitting
Mortgage Originator
NMLS #649841
717-430-1059 (cell)

Beverly Morgan
Mortgage Originator
NMLS #131090

To learn more, visit our Financial Calculators page and check out the Home or Personal Finance calculators.


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