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Commercial Loans

Mid Penn Bank offers commercial loans for a variety of purposes, including business expansion or acquisition, working capital, equipment, and more. Our commercial lending officers are experts and will work hard to ensure your business receives service and loan options customized to your needs. Because we are a local, independent community bank, decisions are made locally and quickly to better serve you and your business.

Commercial Line of Credit (LOC)

Mid Penn Bank can set up a business with a pre-approved Commercial Line of Credit, which may be drawn upon at the discretion of the borrower. Lines of Credit are approved for a 12-month period and are reviewed for renewal each subsequent 12 months.


Letters of Credit

In the course of business, a customer may be required to give an assurance to a supplier or other party for a particular transaction.  Mid Penn Bank can issue a Letter of Credit, which, on behalf of the customer, authorizes the entity receiving the letter to draw on our bank a specified sum within a certain period of time under a prescribed process. 

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Commercial Real Estate and Construction Financing 

Mid Penn Bank provides commercial real estate lending services for individual borrowers, developers and investors. We also offer financing for construction of many different commercial property types with a large range of available funding. To learn more about these financing solutions, contact Chief Lending Officer Scott Micklewright at (717) 920-3578.

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Preferred SBA Lender

SBA - Open for BusinessMid Penn Bank is a Preferred Lender under the US Small Business Administration's (SBA's) distinguished Preferred Lender Program (PLP), allowing us to streamline the process of providing financial assistance to the vibrant small business community. Through our partnership with the SBA, we are able to help many more people start and expand their businesses.   We are proud to be a valued partner of the SBA. 

With the recent changes to the SBA 7A Loan Program, as a preferred lender Mid Penn Bank can offer the following benefits to eligible businesses:

  • Enhancements to current SBA programs for streamlined lending
  • Reduction in fees
  • Higher guarantees
  • Expanded eligibility

 Here are just a few examples of local businesses we have helped recently.

  • $140,000 to purchase an existing sub shop
  • $150,000 to upgrade the kennels at a pet hotel and spa
  • $100,000 for working capital to support a landscaping business
  • $100,000 to a gourmet pet treat business to get their holiday products into a big box retailer

For more information about SBA loans, please contact:

Natalie Falatek
Commercial Lender/SBA Officer
Phone: (717) 692-7118

For more information about Mid Penn Bank’s other commercial offerings, please contact:

Scott Micklewright
Chief Lending Officer
Phone:  717-920-3578
To contact us via secure e-mail, click here.

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