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Business Accounts

We offer a range of solutions that can be customized to best fit your business's needs and goals. Our local experts are just a click or a phone call away to help you get started.

Deposit Accounts

Free Business Checking

  • Non - Interest bearing
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capability)
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*
  • Standard transaction volume of 1000 items** or less

Business Interest Checking

  • Interest bearing - tiered rates
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capability)
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*
  • Standard transaction volume of 1000 items** or less

Free Non-Profit Checking

  • Interest bearing - tiered rates
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capability)
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*
  • Standard transaction volume of 1000 items** or less

Free Government Checking (schools, municipalities, authorities, commissions, first responders, etc)

  • Interest bearing - tiered rates
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capability)
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*
  • Standard transaction volume of 1000 items** or less

IOLTA Checking

  • Interest earned and credited to Pennsylvania IOLTA Board monthly
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capability)
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*   
 
*Referring to fee charged by Mid Penn Bank for withdrawals conducted at a non-Mid Penn Bank ATM. Customer may be charged a fee by ATM owner.
**Items defined as deposit tickets, deposited items, checks paid, ACH debits and credits.

 

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Business Overdraft Protection Options


Mid Penn Bank offers several overdraft protection options for our business customers:

  • MPB ProtectLink* - Link a Mid Penn Bank checking, savings or money market account to your Mid Penn Bank business checking account.
  • Line of Credit** - Can be linked to your business checking account as protection against overdrafts.
*Transaction limitations apply on savings and money market accounts.
**All loans subject to credit and underwriting criteria. 

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Cash Management Deposit Accounts

The following accounts are designed for business customers with higher volumes of activity and/or balances. These accounts also provide the flexibility of additional services provided by Cash Management. Click here to view additional Cash Management Services.
 

Cash Management Checking

  • Earnings credit applied to balances to help offset activity/service fees
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*

Non-Profit Checking Plus

  • Interest bearing
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals*

Government Checking Plus (schools, municipalities, authorities, commissions, first responders, etc)

  • Interest bearing
  • Free Visa® Business Check Card
  • Free foreign ATM withdrawals* 
*Referring to fee charged by Mid Penn Bank for withdrawals conducted at a non-Mid Penn Bank ATM. Customer may be charged a fee by ATM owner.

 

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Business Savings Options

Business Money Market

  • Interest bearing - tiered rates
  • No monthly service fees
  • No minimum balance required
  • Free Online Banking (View and transfer capabilities)
  • Free Visa® ATM Card
  • Limited check writing and transfers (Six transfers per month, including checks) 

Cash Management Money Market

  • Interest bearing - tiered rates
  • Free Visa® ATM Card
  • Limited check writing and transfers (Six transfers per month, including checks) 

Certificates of Deposit

  • Interest rates depend on the market conditions at the time you purchase your CD and the length of time for which you wish to invest.
  • You can receive your interest by check or direct deposit into a Mid Penn Bank checking or savings account.
  • Approximately two weeks before your CD matures, you will be notified by mail. If you do not respond within 10 days after the maturity date, your CD will automatically renew at the current rate for the same term in which it was previously invested.
  • FDIC insurance covers deposits up to $250,000.

 

CDARS® may also be a good solution for your business. For more information, please click here.
  

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