Mid Penn Bank has been a local, independently owned bank since 1868 and continues to operate from its original location at 349 Union Street, Millersburg, Dauphin County. In 1931, Mid Penn Bank established our Trust Department. In December of 1991, Mid Penn Bank took on a new dimension with the formation of our bank holding company, Mid Penn Bancorp, Inc. The formation of a holding company allows the Bank opportunities to better serve our customers with new products and services.

Mid Penn Bank currently has fourteen offices in Dauphin, Cumberland, Schuylkill and Northumberland Counties. Cooperation to insure a future as bright as tomorrow, Mid Penn Bank stands ready...ready to move forward toward those dreams, aspirations, goals and directions of the communities in which we serve. We stand ready to do our part in working together with friends and neighbors to assure the promise of progress for everyone.

Proud of our past, 1868 will always be the year we began, but Mid Penn Bank moves forward with an eye towards our future and the future of our customers. Not only do we want to be your bank for a lifetime, we want to be your family's bank for a lifetime.

We are a traditional, yet progressive bank with local decision-making. Mid Penn Bank is committed to remaining a progressive, independent community bank.

back to top

Lost or Stolen Debit Card

Call if your card is lost, stolen, or just temporarily misplaced! During regular business hours call the bank at:
(717) 692-2133 or (717) 896-3140
After regular business hours call:
1-866-809-2679

Visa/Mastercard Customer Service

Visa/Mastercard Customer Service: 1-800-362-6299 or
1-302-738-5719 (if calling abroad)
Platinum Plus ® for Business Customer Service : 1-800-673-1044

APS Merchant Help Desk

APS 24 Hour Help Desk: 1-800-683-2289

Merchant Network Phone Numbers

Global MAPP: 1-800-247-1706
VisaNet: 1-800-552-8227
BuyPass: 1-800-733-3322
PC Support: 1-800-847-2772
Nurit Customer Service: 1-800-454-7626

Mid Penn Bank Shareowner Services

Registrar and Transfer Company (R&T)
Phone: 1-800-368-5948

To Report A Financial Crime

Credit Bureaus

Equifax -
Report fraud: 1-800-525-6285

Order copy of report: 1-800-685-1111
Or write:
P.O. Box 740241
Atlanta, GA 30374-0241
www.equifax.com

Dispute information in report:
P.O. Box 740256, Atlanta, GA 30374-0256
Or call the phone number provided in your credit report

Opt out of pre-approved offers of credit:
Equifax Options
P.O. Box 740123
Atlanta GA 30374-0123
www.equifax.com

Experian -
Report fraud: 1-888-397-3742
By mail:
Experian National Consumer Assistance Center
P.O. Box 9530
Allen, TX 75013
www.experian.com

Order copy of report: 1-888-397-3742
Experian National Consumer Assistance Center
P.O. Box 2002
Allen, TX 75013
www.experian.com

Dispute information in report:
Contact Experian at address and phone number provided on your credit report

Opt out of pre-approved offers of credit: 1-888-567-8688
Opt out of marketing lists: 1-800-407-1088

TransUnion -
Report fraud: 1-800-680-7289

Order copy of report: 1-800-888-4213
Or write:
P.O. Box 1000
Chester, PA 19022
www.transunion.com

Dispute information in report: Call number provided on credit report or use "investigation request form" provided by TransUnion when you order your report.

back to top

Many people are falling victim to a new breed of criminals known as “identity thieves.”  These are burglars, by all definition of the word, who operate in both the physical and virtual worlds, searching for opportunities to steal valuable personal information that belongs to someone else.  A skilled identity thief can quickly assume an individual’s identity to conduct numerous crimes, such as:  Opening new bank accounts and writing bad checks, establishing new credit card accounts and not paying on the balance, obtaining personal or car loans and conducting cash advances on credit cards.

The law allows all consumers to order one free credit report from each of the three nationwide credit bureaus once a year.  You can order by calling 1-877-322-8228 or by visiting www.annualcreditreport.com.

How Thieves Steal An Identity

Identity theft can occur in a number of different ways. But if you know what to look for and how it happens, you can minimize your overall risk. Here are some common scenarios to watch out for:

• Lost/Stolen Wallet or Checkbook
  The most commonly reported source of information used to commit fraud is a lost or stolen wallet or checkbook. Stolen wallets and checkbooks usually contain a number of credit and debit cards, in addition to other personal documentation. Using these items, a thief can get enough information to obtain credit under the victim’s name, or sell the information to an organized crime ring.

• Dumpster Diving
  Thieves rummage through trash cans for pieces of non-shredded personal information that they can use or sell.

• Mail Theft
  Crooks search mailboxes for pre-approved credit offers, bank statements, tax forms, or convenience checks. They also look for credit card payment envelopes that have been left for postal carrier pick-up.

• Inside Sources
  Half of all identity fraud is committed by friends, family members, relatives, employees, and live-in caregivers with access to privileged information. Info such as personnel records, payroll information, insurance files, account numbers, or sales records can be great help to any identity thief.

• Imposters
  Many have fallen victim to identity theft by individuals who fraudulently posed as someone who had a legitimate or legal reason to access the victim’s personal information (e.g., a landlord or employer asking for background information).

• Documents in the Home
  Unfortunately, identity thieves can gain legitimate access into someone’s home and personal information through household work, babysitting, healthcare, friends, or roommates.

• Online Data
  Although most identity thefts occur through traditional methods, such as the ones outlined above, risks still exist online. Be cautious when sending information electronically over the Web. Account information sent through email, or online chat, can easily be intercepted by thieves.

If You Become A Victim of Identity Theft

Step 1: Contact Credit Bureaus

Immediately place a "fraud alert" on your credit reports with a toll-free call to one of the three national credit bureaus (see below for contact information). Fraud alerts can stop an identity thief from opening any more accounts in your name. They also ensure you will be contacted before any new account is opened or an existing account is changed.

Note that one call to any of the three credit bureaus will be enough to place your fraud alert—the company you call is required to contact the other two. Within twenty-four hours, all three of the bureaus will be on alert.

When placing a fraud alert, be sure to have the following information available to prove your identity:

• Name
• Social Security number
• Address

You may be required to provide personal information as requested.  In addition to placing fraud alerts, the bureaus will:

• Opt you out from all pre-approved offers of credit for up to five years.
• Provide a free copy of your credit reports. This can help you identify any new accounts that may have been opened. Pay particular attention to the section of the report that lists inquiries from new companies. Contact these companies immediately and have them remove any pending or new accounts from their system.

According to the Fair and Accurate Credit Transaction Act (FACTA) of 2003, consumers are entitled to free access to their credit report. Credit bureaus must provide free copies of credit reports to victims of identity theft. For more information go to www.annualcreditreport.com, or call 1-877-322-8228.

Equifax
www.equifax.com
800-525-6285 (Fraud Hotline)
800-685-1111 (Report Order)
P.O. Box 740250
Atlanta, GA 30374

Experian
www.experian.com
888-397-3742 (Fraud Hotline)
888-397-3742 (Report Order)
P.O. Box 9556
Allen, TX 75013

TransUnion
www.transunion.com
800-680-7289 (Fraud Hotline)
800-916-8800 (Report Order)
P.O. Box 6790
Fullerton, CA 92634

Step 2: File A Police Report

Your report should be filed with your local police or the police where the identity theft took place.  Keep a copy of the report or the report number as proof of the crime. It can help you deal with creditors and file Identity Theft Reports.

If you're having trouble filing a police report, ask to file a "Miscellaneous Incidents" report. You can also try another jurisdiction, like your state police.

If you're still having problems, check with your state Attorney General's office to find out if state law requires the police to take reports for identity theft. You can find the number in the Blue Pages of your telephone directory or go to www.naag.org for a list of state Attorneys General.

Step 3: Close Your Accounts

You should close any accounts that have been tampered with or opened without your permission.  Call and speak with someone in the security or fraud department of each creditor and describe your identity theft problem. Follow up with a letter or affidavit—be sure to include copies (not originals) of supporting documents. It's important to notify credit card companies and banks in writing.

Take advantage of the Federal Trade Commission's ID Theft Affidavit (PDF, 46k), a standard form that helps simplify the identity theft reporting process. Victims can use it to report to different organizations, such as the three major credit bureaus and banks or creditors—anywhere an account has been opened under the victim's name. This is very important for credit card issuers, since the consumer protection law requires cardholders to submit disputes in writing.

It's also a good idea to send all correspondence by certified mail, return receipt requested and keep a file of all your letters and enclosures.

After you have closed a fraudulent account with a creditor, always ask the creditor for a letter confirming that they have closed the account and discharged the debts. Make sure to keep this letter in your files for future reference, as you may need it if the account reappears in your credit report.

Step 4: File A Complaint With the Federal Trade Commission (FTC)

The FTC handles complaints from victims of identity theft, provides information to those victims, and refers complaints to major credit reporting and law enforcement agencies. The FTC can also refer your complaint to other government agencies and companies for further action, as well as investigate companies for violations of laws the agency enforces.

Take advantage of the FTC ID Theft Affidavit when disputing new unauthorized accounts.  This is a special tool developed to help simplify the ID theft reporting process for consumers.  The ID Theft Affidavit is a standard form that can be used by victims to report the same information to different companies, such as the three major credit bureaus, and other banks or creditors where an account has been opened and/or used under the victim’s name.

For a copy of the ID Theft Affidavit, visit www.consumer.gov/idtheft or call 1-877-ID-THEFT.  
TTY:  1-866-653-4261

Protect Yourself Against ID Theft

Here are some practical steps you can take to safeguard your personal information and reduce the rate of identity theft:

DO…

• Sign all your credit cards as soon as you receive them, and never lend them to anyone.

• Shred all personal and financial information (e.g., bank statements, credit/ATM receipts, credit card offers, credit card bills, etc.) before you throw it away.

• Pay attention to billing cycles, or to a lack of mail being delivered to your address, as it is possible the mail is being illicitly intercepted by a fraudster.

• Call the post office immediately if you are not receiving your mail.

• Deposit all outgoing mail in post office collection boxes or at your local post office.

• Keep your personal (e.g. Social Security card, birth certificate, etc.) and bank/credit card records in a secure place.

• Minimize the amount of identification and credit cards that you carry in your wallet or purse.

• Cancel all inactive credit card accounts.  Even though you do not use them, those accounts could be used by thieves.

• Be aware of others nearby when entering your Personal Identification Number (PIN) at an ATM.

• Carefully check each of your monthly credit card and bank statements and look for unauthorized transactions such as purchases and withdrawals.

• Choose difficult passwords.  Avoid using ones that may be easy to figure out such as your Mother’s maiden name, your birth date or telephone number.

• Report lost or stolen credit cards immediately.

• Cancel all inactive credit card accounts. Even though you do not use them, those accounts appear on your credit report, which can be used by thieves.

• If you have applied for a credit card and have not received the card in a timely manner, immediately notify the financial institution involved.

• Closely monitor the expiration dates on your credit cards. Contact the credit issuer if the replacement card is not received prior to the expiration date on your credit card.

• Sign all new credit cards upon receipt.

• Review your credit reports annually to safeguard your identity.  Immediately question any unknown credit inquiries or unauthorized accounts.

• Match your credit card receipts against monthly bills to make sure there are no unauthorized charges.

• Take advantage of technologies that enhance your security and privacy when you use the Internet, such as digital signatures, data encryption and passwords.

DO NOT…

• Record or keep an ATM card PIN, password or SSN card in your wallet.

• Volunteer any personal information when you use your credit card.

• Give any personal information such as birth dates, your Social Security number, credit card number, or any bank account details over the phone, through the mail, or over the Internet, unless you have initiated a call or have initiated a transaction and know the business that you are dealing with is reputable.

• Leave receipts at ATMs, bank counters, or unattended gasoline pumps.

• Leave envelopes containing your credit card payments or checks in your home mailbox for postal carrier pickup.

• Disclose bank account numbers, credit card account numbers, and other personal financial data on any website or online service location, unless you receive a secured authentication key from your provider.

• Lend your credit cards to anyone, ever.

• Leave your purse or wallet unattended at work, restaurants, health clubs, in a shopping card, or at social gatherings.

back to top

Be part of the movement toward true local banking at an independent bank…Mid Penn Bank.  Mid Penn Bank’s Switch Kit provides step-by-step instructions to walk you through the process to transfer your accounts to Mid Penn Bank. 

Download a copy of Mid Penn Bank’s Switch Kit. 
(Adobe Acrobat Reader Required.)

Download a free copy of Adobe Acrobat Reader.

back to top

Mid Penn Bank believes that the financial services industry is still a people-to-people business. If you feel the same way, discover an industry that is rapidly expanding and can offer you a career path that is as far-reaching as your own talent and motivation can take you! If you are looking for a career with a strong, stable organization, review the positions available below. Mid Penn Bank is a local, community bank headquartered in Millersburg, Pennsylvania since 1868. We are very proud of our employees, our institution and our business practices. We constantly seek employees with philosophies and values consistent with those of our institution. If you are looking for a friendly work environment to call "home," then we've been expecting you. Come on in.

Positions Available:

Teller Position(s):

Job Requirements:

• High school diploma or equivalent
• Good understanding and knowledge of financial institution products
• Successful completion of in-house training program

Job Summary: Responsible for handling all transactions assigned to the teller window; including those duties within the department not directly related to customer service. Responsible for sales, service, customer retention and service satisfaction by promoting and cross-selling the bank's products and services.

back to top

Mid Penn Bank’s Bank Routing Number is:  031308807

Important: Giving a third party the Bank’s Routing Number and Your Account Number authorizes the third party to deposit or withdraw funds to and from your account.  We recommend that you monitor your account activity regularly for accuracy.

When providing your account number for ACH transactions, do NOT include the special characters.  (Only provide the numeric values of your account number, found on the bottom of your check.)  Please refer to example below.

back to top